When do you plan to put your used car for sale ? Were you not, since long
thinking of replacing it with a preferred brand car or a fuel efficient
automobile? Didn’t the added costs to replace to be added to the likely
realization from sell your car prevent you from making a decision to put your
car on sale? How vary are you of making a deal and more worried about getting
the right value you perceive for your used car?
Putting a sedan or SUV on sale after having it bristle you for years is
really a difficult choice. You value its services and upkeep. Your emotional
attachment does not allow you to settle for less than what you value it. But
markets seldom work on sentiments attached by the seller and are ruled by
functional utility value of the car for the buyer.
Buyer value consciousness bar is rising day by day. Marginal utility value of
a used cars is seldom given d... (more)
Big Data - not surprisingly - features in Deloitte's just-released annual
"Tech Trends" report identifying the 10 trends most likely to have an impact
for CIOs in the coming year and beyond.
"It's an uncommon time to have so many emerging forces – all rapidly
evolving, technology-centric and each already impacting business so
strongly," said Mark White, principal and chief technology officer, Deloitte
Consulting LLP, as the report was announced.
"The convergence of five forces offers a new set of tools, opening the door
to a new set of rules for operations, performance and competition. Our
report outlines the opportunity for IT to truly help elevate business
The five emerging technology forces he was referring to are analytics,
mobility, social, cloud and cyber security. Between them, said White, they
provide the opportunity for business... (more)
RICHMOND, VA -- (MARKET WIRE) -- 05/31/05 -- Bank Risk of Failure and the
Too-Big-to-Fail Policy. The possibility that large banks may have access to
contingent government bailouts creates a risk and a size distortion in their
decisions: banks tend to become riskier and larger, asserts Richmond Fed
economist Huberto M. Ennis and research associate H. M. Malek. While the cost
of the too-big-to-fail distortions could be high, the available evidence of
their importance in the U.S. economy is inconclusive. Any proposal for policy
reform should weigh this empirical limitation, according to the article.
Also in the Spring 2005 issue:
Equilibrium Models of Personal Bankruptcy: A Survey. A growing literature
analyzing the default of household debt through bankruptcy harbors three
lessons, observes Richmond Fed economist Kartik Athreya. First, for
bankruptcy to be welfare-im... (more)
Personal Bankruptcy on Ulitzer
While filing for bankruptcy one should be aware of the financial difficulties
that he would be enduring in the long run. Once bankruptcy is filed it
remains on the credit report for the next 10 years and that makes him well
aware of the fact that he will loose the ability to receive any type of
credit, a mortgage or a bank loan.
Sincere help from family friends and colleagues: After filing bankruptcy what
is required the most, is full love and support from family, friends and
colleagues. Only those friends who can help in times of need and are
dependable should be invited with the full assurance of mental support as
Budget expenses accordingly: Be responsible enough to plan out the expenses
accordingly. A budget should be created according to the requirement, and
should be followed religiously. A lot of savings is to be done to ... (more)
Personal Bankruptcy on Ulitzer
Normal 0 false false false MicrosoftInternetExplorer4
Eliminate the legal obligation to pay many of the debts: The goal of a
discharge is to reduce debts and to give a fresh start; both the chapter 7
and chapter 13 can eliminate all kind of debts.
Stop foreclosure: A home foreclosure can directly be stopped by chapter 13
bankruptcy laws, so one can be rest assured that bankruptcy can save his
Prevent other properties like car or other valuables from being reposed, and
even though the car has been already reposed, it can be returned back by filing bankruptcy.
During times of natural accidents in the family, filing of chapter 7 can
greatly reduce the amount for the medical bills. Many families have to make
choices on allocation of bills. Often, bills that were once important become... (more)
Slowly -- and sometimes not so slowly -- the bricks have been giving way to
the clicks for the past 15 years. Plenty of formerly unassailable business
models have suffered as a result. The tears flowing for these companies,
however, have been few outside their own high, stony walls.
Users, customers, innovators, seekers -- the majority bottom sections of the
social and economic pyramids -- these are the big winners in the many
wonderful effects of the Web and Internet. And I for one have the freedom,
productivity, choice and empowerment to prove it.
Except in one glaring area: banking. We are by no means done on the
I have had it with the old financial processes, lack of capability, murky
institutions, rips-offs, peonage fees/rates -- and especially attitudes. As
far as I'm concerned -- as a consumer, family, and business -- I'd ready to
fire them al... (more)
Over the years I have been on quite a few projects and there have been very
few if any that did not require some type of reporting. For a while that
meant Crystal Reports, but when SQL Server Reporting Services (SSRS) hit the
scene, Crystal Reports began to fade on Microsoft projects. That was
especially true if I had my way. I was the first person to champion SSRS in
state projects in Pennsylvania. That was quite a battle but well worth it!
SSRS is one of the best solutions to come out of Microsoft. I don't say that
lightly. I have plenty of complaints about different Microsoft products, but
none about SSRS. The extensibility model built into the architecture makes
the product completely customizable through extension.
This book introduces the SSRS architecture, the report manager, the basics of
databases and database queries, but every topic introduced supports the
This book is a really great beginners guide for core SQL Server 2012, and it
also does a great job of introducing new features introduced in SQL Server
2012. What I mean by core is that topics like Master Data Services and Data
Quality Services are not introduced. That is not a bad thing. By limiting the
scope of the book, the author was able to better the topics that are
I wanted this book because I like having a book about the basics close by. I
am not in SQL Server everyday and when I find myself needing to go back to
it, I not only want books on the advanced features nearby, I want the basics
The book covers all the basics you need to know to get up and running
quickly. After a really nice introduction where the author covers the new
2012 features and where they are covered in the book, they have a nice
overview of relational databases and detail... (more)
If I had to give this book a one word description, I would say it is
'balanced'. In the beginning of the book the author mentions that he does not
want to right one of those books that list a little code and then explains
the code, changes the code, explains those changes and so on and so on.
At first he scared me. I have read some insanely wordy programming and
engineering books. I have a much harder time getting through those than the
type the author described. I was afraid this book would be one of those that
I don't get anything out of except war stories from the author's career. That
would not be all bad if the stories had anything to do with the book. I am
happy to report that is not what happened.
I found the author had just the right amount of discussion around the
different language features he was covering. I thought that the offer had a
very no nonsense app... (more)
This is a massive cookbook with tons of recipes. It covers a ton of material
and it covers it in depth. Although this book is more of a reference than a
cover to cover read, every time I use it to look something up I find myself
getting sucked in and reading several chapters.
The author starts off with a really cool chapter called The Basics. It covers
a ton of basics. Everything from packaging iOS apps for distribution to
Objective-C language basics to loading data from bundles to using
NSNotificationCenter to broadcast events.
The rest of the chapter's recipes topics are reflected in the titles of the
chapters. I have listed them all below.
1. The Basics
2. Implementing Controllers and Views
3. Auto Layout and the Visual Format Language
4. Constructing and Using Table Views
7. Core Location and Maps
8. Implementing Gesture Recognizers
9. Netw... (more)
Cisco released findings from two global studies that provide a vivid picture
of the rising security challenges that businesses, IT departments and
individuals face -- particularly as employees become more mobile, blending
work and personal lifestyles throughout their waking hours.
Despite popular assumptions that security risks increase as a person's online
activity becomes shadier, findings from the Cisco 2013 Annual Security Report
(ASR) reveal that the highest concentration of online security threats tend
to target legitimate destinations visited by mass audiences -- such as major
search engines, retail sites and social media outlets.
Cisco found that online shopping sites are 21 times as likely, and search
engines are 27 times as likely, to deliver malicious content than a
counterfeit software site.
Security risks rise in businesses because many employees adopt "my ... (more)
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